When I read about the American way to get health services, obviously if you are fully insured you are covered. For the rest, the inbetweeners, there always seems to be the threat that 'some' money 'may' be owed. A reduction still implies that the person needing medical care has to pay some of it back....and if they can't, they get into debt,they may even have to remortgage or sell their home.
That's a whole lot of stress on top of a physical illness.
The in-betweeners have made a choice. They aren't poor or they would be one of the 70 million on medicaid..
They have made a financial decision. They have decided to pay nothing up front and will deal with the bills when they come in. That's part of being an adult.
And nobody is selling their home over medical bills. Filing bankruptcy, maybe. Even then you get to keep your home, cars, some savings and other property..
Remind me what happens to people that don't pay their NI in the UK..
If employed it’s taken from your pay packet before you see it, if on benefits the Govt pay it before you get benefits. If you’re working illegally then obviously you’re not paying anything.
NHS medical care is still available regardless, no bankruptcy on the cards.
And the self employed?
Or those working illegally, which may be a stupid phrase.
How does one work illegally?
Syl said
Jul 5 12:31 AM, 2025
Maddog wrote:
Syl wrote:
Maddog wrote:
Syl wrote:
When I read about the American way to get health services, obviously if you are fully insured you are covered. For the rest, the inbetweeners, there always seems to be the threat that 'some' money 'may' be owed. A reduction still implies that the person needing medical care has to pay some of it back....and if they can't, they get into debt,they may even have to remortgage or sell their home.
That's a whole lot of stress on top of a physical illness.
The in-betweeners have made a choice. They aren't poor or they would be one of the 70 million on medicaid..
They have made a financial decision. They have decided to pay nothing up front and will deal with the bills when they come in. That's part of being an adult.
And nobody is selling their home over medical bills. Filing bankruptcy, maybe. Even then you get to keep your home, cars, some savings and other property..
Remind me what happens to people that don't pay their NI in the UK..
People who don't pay a penny in NI are still entitled to the same NHS services as anyone else.
What happens if you don't pay what you owe?
NI is taken out of your pay, you have no choice.
If someone manages not to pay, if they are self employed for eg, I imagine they would not get a state pension when they retire.
To be honest, I'm not that well up on fiddling taxes.
Maddog said
Jul 5 12:35 AM, 2025
Syl wrote:
Maddog wrote:
Syl wrote:
Maddog wrote:
Syl wrote:
When I read about the American way to get health services, obviously if you are fully insured you are covered. For the rest, the inbetweeners, there always seems to be the threat that 'some' money 'may' be owed. A reduction still implies that the person needing medical care has to pay some of it back....and if they can't, they get into debt,they may even have to remortgage or sell their home.
That's a whole lot of stress on top of a physical illness.
The in-betweeners have made a choice. They aren't poor or they would be one of the 70 million on medicaid..
They have made a financial decision. They have decided to pay nothing up front and will deal with the bills when they come in. That's part of being an adult.
And nobody is selling their home over medical bills. Filing bankruptcy, maybe. Even then you get to keep your home, cars, some savings and other property..
Remind me what happens to people that don't pay their NI in the UK..
People who don't pay a penny in NI are still entitled to the same NHS services as anyone else.
What happens if you don't pay what you owe?
NI is taken out of your pay, you have no choice.
If someone manages not to pay, if they are self employed for eg, I imagine they would not get a state pension when they retire.
To be honest, I'm not that well up on fiddling taxes.
Sounds like they force you to be a part of their scheme or put you in jail.
I'm not sure that's better than letting it be a voluntary choice.
Syl said
Jul 5 12:44 AM, 2025
Well the NI contributions pay towards benefits, the NHS and obviously your own state pension when you retire....so people get their monies worth in the long run.
Anonymous said
Jul 5 12:44 AM, 2025
Maddog wrote:
Anonymous wrote:
Maddog wrote:
Syl wrote:
When I read about the American way to get health services, obviously if you are fully insured you are covered. For the rest, the inbetweeners, there always seems to be the threat that 'some' money 'may' be owed. A reduction still implies that the person needing medical care has to pay some of it back....and if they can't, they get into debt,they may even have to remortgage or sell their home.
That's a whole lot of stress on top of a physical illness.
The in-betweeners have made a choice. They aren't poor or they would be one of the 70 million on medicaid..
They have made a financial decision. They have decided to pay nothing up front and will deal with the bills when they come in. That's part of being an adult.
And nobody is selling their home over medical bills. Filing bankruptcy, maybe. Even then you get to keep your home, cars, some savings and other property..
Remind me what happens to people that don't pay their NI in the UK..
If employed it’s taken from your pay packet before you see it, if on benefits the Govt pay it before you get benefits. If you’re working illegally then obviously you’re not paying anything.
NHS medical care is still available regardless, no bankruptcy on the cards.
And the self employed?
Or those working illegally, which may be a stupid phrase.
How does one work illegally?
Self employed pay their own NI.
Asking how one works illegally, really? No don’t tell me, it never happen in the US?
Maddog said
Jul 5 2:21 AM, 2025
Syl wrote:
Well the NI contributions pay towards benefits, the NHS and obviously your own state pension when you retire....so people get their monies worth in the long run.
I know what it's for.
You don’t seem to understand that using the force of the government is problematic, even if it's for someone's own good..
"Approximately 72.3 million Americans were enrolled in Medicaid as of October 2024…”
July 2025 - An estimated 11.8 million of those people will have their insurance coverage eliminated over the next decade re Trump’s Tax Bill.
Approx 1 million people per year left to fend for themselves if/when ill health affects them.
They "may"..
They have 3 options to keep their coverage if they are able bodied adults.
1 Get a job
2 Go to school
3 Volunteer.
Do you think it's unreasonable for the able bodied to contribute to a society that gives them thousands in medical benefits every year?
Not everyone who is "able bodied" is able to get a job due to the economy, it simply isn't that easy. Some will have mental health issues which means they may have to stop working for a while. So these people will be denied obtaining and keeping essential medical insurance. Life happens, people get ill and hopefully recover. That's why health care should never be universally private.
Then I guess they can volunteer while they are filling out job applications. 🤷
How can somebody with severe mental health problems who cannot work, possibly volunteer?? The Anon asked you some very pertinent questions yet you only answered part of them. I have noticed you rarely answer things directly.
I can't pretend to understand these wonderous new American County Hospitals that give free treatment to all, except the queues to get in must extend to Canada. Can you just answer directly , wouldn't you prefer to pay a little more tax to have a free health Care service? The NHS is woeful at the moment due to decades of underfunding but I'm not asking if you want to pay slightly higher taxes for our bruised and battered NHS. Imagine the free healthcare you would be paying a little extra tax for would be the the NHS of two decades ago, a reliable professional service. Yes you would have to wait longer for non life threatening operations but private healthcare would still exist for those who did not wish to wait..
Basically I'm asking if you would prefer to have the British health care system to your own giving free healthcare to all where everyone is equal. (and the free healthcare is of a high standard)
If you would prefer to keep the system you have now can you please explain why.
Fluffy said
Jul 5 11:25 AM, 2025
Syl wrote:
Maddog wrote:
Syl wrote:
Maddog wrote:
Syl wrote:
When I read about the American way to get health services, obviously if you are fully insured you are covered. For the rest, the inbetweeners, there always seems to be the threat that 'some' money 'may' be owed. A reduction still implies that the person needing medical care has to pay some of it back....and if they can't, they get into debt,they may even have to remortgage or sell their home.
That's a whole lot of stress on top of a physical illness.
The in-betweeners have made a choice. They aren't poor or they would be one of the 70 million on medicaid..
They have made a financial decision. They have decided to pay nothing up front and will deal with the bills when they come in. That's part of being an adult.
And nobody is selling their home over medical bills. Filing bankruptcy, maybe. Even then you get to keep your home, cars, some savings and other property..
Remind me what happens to people that don't pay their NI in the UK..
People who don't pay a penny in NI are still entitled to the same NHS services as anyone else.
What happens if you don't pay what you owe?
NI is taken out of your pay, you have no choice.
If someone manages not to pay, if they are self employed for eg, I imagine they would not get a state pension when they retire.
To be honest, I'm not that well up on fiddling taxes.
I've noticed MD seems to think we are rather brutal in the UK generally but I think that's because he is used to life in the States and so understandably thinks it's the same in other countries.
I would be scared to live in America with Trump in power and genuinely feel sorry for those trapped there with a narcissistic con man at the helm. The reality of having to fund medical treatment or pay out extra every month for insurance would financially cripple so many families.
The UK may well be flawed with successive dishonest hapless governments but at least we have a safe free medical system, even if it's been financially deprived. I would constantly be afraid of getting injured in the US.
Syl said
Jul 5 12:19 PM, 2025
Fluffy wrote:
Syl wrote:
Maddog wrote:
Syl wrote:
Maddog wrote:
Syl wrote:
When I read about the American way to get health services, obviously if you are fully insured you are covered. For the rest, the inbetweeners, there always seems to be the threat that 'some' money 'may' be owed. A reduction still implies that the person needing medical care has to pay some of it back....and if they can't, they get into debt,they may even have to remortgage or sell their home.
That's a whole lot of stress on top of a physical illness.
The in-betweeners have made a choice. They aren't poor or they would be one of the 70 million on medicaid..
They have made a financial decision. They have decided to pay nothing up front and will deal with the bills when they come in. That's part of being an adult.
And nobody is selling their home over medical bills. Filing bankruptcy, maybe. Even then you get to keep your home, cars, some savings and other property..
Remind me what happens to people that don't pay their NI in the UK..
People who don't pay a penny in NI are still entitled to the same NHS services as anyone else.
What happens if you don't pay what you owe?
NI is taken out of your pay, you have no choice.
If someone manages not to pay, if they are self employed for eg, I imagine they would not get a state pension when they retire.
To be honest, I'm not that well up on fiddling taxes.
I've noticed MD seems to think we are rather brutal in the UK generally but I think that's because he is used to life in the States and so understandably thinks it's the same in other countries.
I would be scared to live in America with Trump in power and genuinely feel sorry for those trapped there with a narcissistic con man at the helm. The reality of having to fund medical treatment or pay out extra every month for insurance would financially cripple so many families.
The UK may well be flawed with successive dishonest hapless governments but at least we have a safe free medical system, even if it's been financially deprived. I would constantly be afraid of getting injured in the US.
I think millions are afraid of getting hurt in the US, also millions don't seek treatment when they need it because they know their insurance won't cover the full cost.
I read that even having a TKR like I have just had, (free on the NHS) medical insurance doesn't pay the full bill, which includes aftercare, physio, 2/4/6 weekly check ups and further Xrays.
No doubt Maddog will say I am wrong, but there are plenty links that say otherwise.
Syl said
Jul 5 12:23 PM, 2025
Maddog wrote:
Syl wrote:
Well the NI contributions pay towards benefits, the NHS and obviously your own state pension when you retire....so people get their monies worth in the long run.
I know what it's for.
You don’t seem to understand that using the force of the government is problematic, even if it's for someone's own good..
It's paternalism..
I understand that both in the UK and the US, people are forced by the government to pay taxes, and NI is in effect, just another tax that goes in the kitty to fund the NHS, pensions, and people less fortunate.
Syl said
Jul 5 12:32 PM, 2025
"Out-of-Pocket Responsibilities The financial burden of knee replacement surgery depends on insurance plan details, cost-sharing structures, and whether the procedure is performed in-network. Most policies require patients to meet a deductible before coverage applies, which can range from $1,500 to $7,500. After meeting the deductible, coinsurance typically applies, requiring the patient to cover a percentage of remaining costs—often 10% to 30%—until reaching the annual out-of-pocket maximum. Given that knee replacement surgery can cost between $30,000 and $50,000, even a small percentage can result in significant expenses.
Copayments may apply for preoperative consultations, specialist visits, and post-surgical physical therapy. Some policies also impose cost-sharing for durable medical equipment, such as knee braces or mobility aids. Patients opting for robotic-assisted surgery or premium implant materials should review their policy details, as these may be classified as elective upgrades requiring additional out-of-pocket contributions."
When I read about the American way to get health services, obviously if you are fully insured you are covered. For the rest, the inbetweeners, there always seems to be the threat that 'some' money 'may' be owed. A reduction still implies that the person needing medical care has to pay some of it back....and if they can't, they get into debt,they may even have to remortgage or sell their home.
That's a whole lot of stress on top of a physical illness.
The in-betweeners have made a choice. They aren't poor or they would be one of the 70 million on medicaid..
They have made a financial decision. They have decided to pay nothing up front and will deal with the bills when they come in. That's part of being an adult.
And nobody is selling their home over medical bills. Filing bankruptcy, maybe. Even then you get to keep your home, cars, some savings and other property..
Remind me what happens to people that don't pay their NI in the UK..
People who don't pay a penny in NI are still entitled to the same NHS services as anyone else.
What happens if you don't pay what you owe?
NI is taken out of your pay, you have no choice.
If someone manages not to pay, if they are self employed for eg, I imagine they would not get a state pension when they retire.
To be honest, I'm not that well up on fiddling taxes.
I've noticed MD seems to think we are rather brutal in the UK generally but I think that's because he is used to life in the States and so understandably thinks it's the same in other countries.
I would be scared to live in America with Trump in power and genuinely feel sorry for those trapped there with a narcissistic con man at the helm. The reality of having to fund medical treatment or pay out extra every month for insurance would financially cripple so many families.
The UK may well be flawed with successive dishonest hapless governments but at least we have a safe free medical system, even if it's been financially deprived. I would constantly be afraid of getting injured in the US.
I think millions are afraid of getting hurt in the US, also millions don't seek treatment when they need it because they know their insurance won't cover the full cost.
I read that even having a TKR like I have just had, (free on the NHS) medical insurance doesn't pay the full bill, which includes aftercare, physio, 2/4/6 weekly check ups and further Xrays.
No doubt Maddog will say I am wrong, but there are plenty links that say otherwise.
No, we have deductibles on most policies..
Even when I go to the doctor it's like 10 bucks..
Remind how much I pay for NI?
Here is the big difference in the end. You think healthcare should be one size fits all scheme where people are forced to contribute for their own good..
I think adults should be free to create their own level of healthcare, because they are adults. I like my relationship with my doctor being free from government intrusion..
Maddog said
Jul 5 4:29 PM, 2025
Syl wrote:
Maddog wrote:
Syl wrote:
Well the NI contributions pay towards benefits, the NHS and obviously your own state pension when you retire....so people get their monies worth in the long run.
I know what it's for.
You don’t seem to understand that using the force of the government is problematic, even if it's for someone's own good..
It's paternalism..
I understand that both in the UK and the US, people are forced by the government to pay taxes, and NI is in effect, just another tax that goes in the kitty to fund the NHS, pensions, and people less fortunate.
So minimize those taxes.
You have a great deal of cognitive dissonance. You moan about your government and politicians and then support them having more power and more of your money. It's borderline Stockholm Syndrome.
They constantly fuck you over then they buy your affection with your money under the guise of giving you something they claim is free..
Syl said
Jul 5 5:25 PM, 2025
Maddog wrote:
Syl wrote:
Maddog wrote:
Syl wrote:
Well the NI contributions pay towards benefits, the NHS and obviously your own state pension when you retire....so people get their monies worth in the long run.
I know what it's for.
You don’t seem to understand that using the force of the government is problematic, even if it's for someone's own good..
It's paternalism..
I understand that both in the UK and the US, people are forced by the government to pay taxes, and NI is in effect, just another tax that goes in the kitty to fund the NHS, pensions, and people less fortunate.
So minimize those taxes.
You have a great deal of cognitive dissonance. You moan about your government and politicians and then support them having more power and more of your money. It's borderline Stockholm Syndrome.
They constantly fuck you over then they buy your affection with your money under the guise of giving you something they claim is free..
Borderline Stockholm Syndrome.
Honestly Maddog, you have the biggest conman ruling you and yours, and you sneer at our government.
Here, People will pay either 2% or maximum 8% of their wages in NI..if they earn under a certain amount, are unemployed, of pensionable age....they pay nothing.
What % of the average income pays medical insurance in the US?
Maddog said
Jul 5 5:41 PM, 2025
Syl wrote:
Maddog wrote:
Syl wrote:
Maddog wrote:
Syl wrote:
Well the NI contributions pay towards benefits, the NHS and obviously your own state pension when you retire....so people get their monies worth in the long run.
I know what it's for.
You don’t seem to understand that using the force of the government is problematic, even if it's for someone's own good..
It's paternalism..
I understand that both in the UK and the US, people are forced by the government to pay taxes, and NI is in effect, just another tax that goes in the kitty to fund the NHS, pensions, and people less fortunate.
So minimize those taxes.
You have a great deal of cognitive dissonance. You moan about your government and politicians and then support them having more power and more of your money. It's borderline Stockholm Syndrome.
They constantly fuck you over then they buy your affection with your money under the guise of giving you something they claim is free..
Borderline Stockholm Syndrome.
Honestly Maddog, you have the biggest conman ruling you and yours, and you sneer at our government.
Here, People will pay either 2% or maximum 8% of their wages in NI..if they earn under a certain amount, are unemployed, of pensionable age....they pay nothing.
What % of the average income pays medical insurance in the US?
I don't sneer at your government, you do..
I do sneer at my government and want them the hell out of my healthcare.
Syl said
Jul 5 5:45 PM, 2025
Maddog wrote:
Syl wrote:
Maddog wrote:
Syl wrote:
Maddog wrote:
Syl wrote:
Well the NI contributions pay towards benefits, the NHS and obviously your own state pension when you retire....so people get their monies worth in the long run.
I know what it's for.
You don’t seem to understand that using the force of the government is problematic, even if it's for someone's own good..
It's paternalism..
I understand that both in the UK and the US, people are forced by the government to pay taxes, and NI is in effect, just another tax that goes in the kitty to fund the NHS, pensions, and people less fortunate.
So minimize those taxes.
You have a great deal of cognitive dissonance. You moan about your government and politicians and then support them having more power and more of your money. It's borderline Stockholm Syndrome.
They constantly fuck you over then they buy your affection with your money under the guise of giving you something they claim is free..
Borderline Stockholm Syndrome.
Honestly Maddog, you have the biggest conman ruling you and yours, and you sneer at our government.
Here, People will pay either 2% or maximum 8% of their wages in NI..if they earn under a certain amount, are unemployed, of pensionable age....they pay nothing.
What % of the average income pays medical insurance in the US?
I don't sneer at your government, you do..
I do sneer at my government and want them the hell out of my healthcare.
You just have.
And.....What % of the average income pays medical insurance in the US?
Maddog said
Jul 5 6:22 PM, 2025
Syl wrote:
Maddog wrote:
Syl wrote:
Maddog wrote:
Syl wrote:
Maddog wrote:
Syl wrote:
Well the NI contributions pay towards benefits, the NHS and obviously your own state pension when you retire....so people get their monies worth in the long run.
I know what it's for.
You don’t seem to understand that using the force of the government is problematic, even if it's for someone's own good..
It's paternalism..
I understand that both in the UK and the US, people are forced by the government to pay taxes, and NI is in effect, just another tax that goes in the kitty to fund the NHS, pensions, and people less fortunate.
So minimize those taxes.
You have a great deal of cognitive dissonance. You moan about your government and politicians and then support them having more power and more of your money. It's borderline Stockholm Syndrome.
They constantly fuck you over then they buy your affection with your money under the guise of giving you something they claim is free..
Borderline Stockholm Syndrome.
Honestly Maddog, you have the biggest conman ruling you and yours, and you sneer at our government.
Here, People will pay either 2% or maximum 8% of their wages in NI..if they earn under a certain amount, are unemployed, of pensionable age....they pay nothing.
What % of the average income pays medical insurance in the US?
I don't sneer at your government, you do..
I do sneer at my government and want them the hell out of my healthcare.
You just have.
And.....What % of the average income pays medical insurance in the US?
I have no idea.
100 million pay nothing.
100 million get all or part paid by their employer.
I pay about 6-8 percent for my policy..
I could drop that to 3-4 percent if I made more money.
If I made less, subsidies would kick in to pay part of my bill..
I do know that like Britain, the US is broken which is all the more reason to keep the politicians and bureaucrats out of life and death decisions..
Syl said
Jul 5 6:35 PM, 2025
In general, Americans pay more than Brits do, in spite of our government ripping us off (in your opinion)
"Americans generally pay more for healthcare, including medical insurance, than Britons spend on National Insurance contributions. The US healthcare system relies heavily on private insurance, which can be expensive, while the UK has a publicly funded National Health Service (NHS) where healthcare is largely free at the point of use."
Maddog said
Jul 5 6:40 PM, 2025
Syl wrote:
In general, Americans pay more than Brits do, in spite of our government ripping us off (in your opinion)
"Americans generally pay more for healthcare, including medical insurance, than Britons spend on National Insurance contributions. The US healthcare system relies heavily on private insurance, which can be expensive, while the UK has a publicly funded National Health Service (NHS) where healthcare is largely free at the point of use."
I have said numerous times we pay more..
I don't think your government charges you too much..
I think your government is too involved in your healthcare.
And the self employed?
Or those working illegally, which may be a stupid phrase.
How does one work illegally?
NI is taken out of your pay, you have no choice.
If someone manages not to pay, if they are self employed for eg, I imagine they would not get a state pension when they retire.
To be honest, I'm not that well up on fiddling taxes.
Sounds like they force you to be a part of their scheme or put you in jail.
I'm not sure that's better than letting it be a voluntary choice.
Self employed pay their own NI.
Asking how one works illegally, really? No don’t tell me, it never happen in the US?
I know what it's for.
You don’t seem to understand that using the force of the government is problematic, even if it's for someone's own good..
It's paternalism..
How can somebody with severe mental health problems who cannot work, possibly volunteer?? The Anon asked you some very pertinent questions yet you only answered part of them. I have noticed you rarely answer things directly.
I can't pretend to understand these wonderous new American County Hospitals that give free treatment to all, except the queues to get in must extend to Canada. Can you just answer directly , wouldn't you prefer to pay a little more tax to have a free health Care service? The NHS is woeful at the moment due to decades of underfunding but I'm not asking if you want to pay slightly higher taxes for our bruised and battered NHS. Imagine the free healthcare you would be paying a little extra tax for would be the the NHS of two decades ago, a reliable professional service. Yes you would have to wait longer for non life threatening operations but private healthcare would still exist for those who did not wish to wait..
Basically I'm asking if you would prefer to have the British health care system to your own giving free healthcare to all where everyone is equal. (and the free healthcare is of a high standard)
If you would prefer to keep the system you have now can you please explain why.
I've noticed MD seems to think we are rather brutal in the UK generally but I think that's because he is used to life in the States and so understandably thinks it's the same in other countries.
I would be scared to live in America with Trump in power and genuinely feel sorry for those trapped there with a narcissistic con man at the helm. The reality of having to fund medical treatment or pay out extra every month for insurance would financially cripple so many families.
The UK may well be flawed with successive dishonest hapless governments but at least we have a safe free medical system, even if it's been financially deprived. I would constantly be afraid of getting injured in the US.
I think millions are afraid of getting hurt in the US, also millions don't seek treatment when they need it because they know their insurance won't cover the full cost.
I read that even having a TKR like I have just had, (free on the NHS) medical insurance doesn't pay the full bill, which includes aftercare, physio, 2/4/6 weekly check ups and further Xrays.
No doubt Maddog will say I am wrong, but there are plenty links that say otherwise.
I understand that both in the UK and the US, people are forced by the government to pay taxes, and NI is in effect, just another tax that goes in the kitty to fund the NHS, pensions, and people less fortunate.
"Out-of-Pocket Responsibilities
The financial burden of knee replacement surgery depends on insurance plan details, cost-sharing structures, and whether the procedure is performed in-network. Most policies require patients to meet a deductible before coverage applies, which can range from $1,500 to $7,500. After meeting the deductible, coinsurance typically applies, requiring the patient to cover a percentage of remaining costs—often 10% to 30%—until reaching the annual out-of-pocket maximum. Given that knee replacement surgery can cost between $30,000 and $50,000, even a small percentage can result in significant expenses.
Copayments may apply for preoperative consultations, specialist visits, and post-surgical physical therapy. Some policies also impose cost-sharing for durable medical equipment, such as knee braces or mobility aids. Patients opting for robotic-assisted surgery or premium implant materials should review their policy details, as these may be classified as elective upgrades requiring additional out-of-pocket contributions."
Does Insurance Cover Knee Replacement Surgery? - LegalClarity
No, we have deductibles on most policies..
Even when I go to the doctor it's like 10 bucks..
Remind how much I pay for NI?
Here is the big difference in the end. You think healthcare should be one size fits all scheme where people are forced to contribute for their own good..
I think adults should be free to create their own level of healthcare, because they are adults. I like my relationship with my doctor being free from government intrusion..
So minimize those taxes.
You have a great deal of cognitive dissonance. You moan about your government and politicians and then support them having more power and more of your money. It's borderline Stockholm Syndrome.
They constantly fuck you over then they buy your affection with your money under the guise of giving you something they claim is free..
Borderline Stockholm Syndrome.


Honestly Maddog, you have the biggest conman ruling you and yours, and you sneer at our government.
Here, People will pay either 2% or maximum 8% of their wages in NI..if they earn under a certain amount, are unemployed, of pensionable age....they pay nothing.
What % of the average income pays medical insurance in the US?
I don't sneer at your government, you do..
I do sneer at my government and want them the hell out of my healthcare.
You just have.
And.....What % of the average income pays medical insurance in the US?
I have no idea.
100 million pay nothing.
100 million get all or part paid by their employer.
I pay about 6-8 percent for my policy..
I could drop that to 3-4 percent if I made more money.
If I made less, subsidies would kick in to pay part of my bill..
I do know that like Britain, the US is broken which is all the more reason to keep the politicians and bureaucrats out of life and death decisions..
"Americans generally pay more for healthcare, including medical insurance, than Britons spend on National Insurance contributions. The US healthcare system relies heavily on private insurance, which can be expensive, while the UK has a publicly funded National Health Service (NHS) where healthcare is largely free at the point of use."
I have said numerous times we pay more..
I don't think your government charges you too much..
I think your government is too involved in your healthcare.