Fair enough Binny my mate. For the sake of clarity, I only questioned the use of the term 'vulgarity' as per my previous post. In the real world at work, there are people that may be a bit quiet but you mention Xmas is even a commercial exercise these days they get wound up.
If I was to be open and frank, Xmas, Easter, Halloween is mostly for the easily led that have little money to spare, and those that usually spend beyond their means are those that refuse to work as it's easier for them and a better lifestyle and on many occasions depending where your home is, these workshy lot are better off as those working hard, paying a mortgage, bills, travel fares, etc, etc have less disposable income than those that have their rents, other money paid. Those with mortgages, on the whole, know where their responsibilities lie.
To be very clear, please do not confuse the minority that are genuinely unemployed.
In education, rather than some BS lessons, IMHO children must be vigorously taught how to manage money, shopping, bills, bills, mortgages and how it pay dividends if you spend wisely and only really borrow money for a mortgage/home and/or businesses and never borrow money for cars/holidays/treats/presents/etc.
My brother has in the past worked for a private carrying out certain assessments and the stories he has told us, EG, generations of families where not a single person has worked in their lives and have a history of having children at the age of 16 and serval of these, different fathers and non of the fathers living there. This kind of behaviour is seen as the norm by the children so it's a vicious circle. With the recent advent of the government being harder on those out of work, sadly many plays the disability route and this, in turn, give the many genuinely disabled a bad press.
My parents are still reminding me and my siblings never to spend beyond your means, save for a rainy day, don't try to run before you can walk, an honest days works can do wonders and honesty, caring and health is wealth. Importantly, looking after your pennies initially does pay big dividends. We wanted a BMW, but we have a Ford Fiesta bought from my parents they had it from new, its 9 years old hardly anything to insure and run but if we had bought a big BMW a few years ago, we'd have next to nothing in the bank and would not have been able to overpay the mortgage.
Yes, I want a bigger, nice house and a bigger, nicer car and a second car, we don't want to work and I don't want my husband leaving home at 6-30 and back 7, 7-30 5/6 days a week but we have been brought up to look after ourselves and contribute towards the country and always remember that even when times are hard money-wise never forget that decent health will always mean you can work. Yes work not in an ideal world but work and progress yourself and when your children grow up they will act as you did.
Back to Xmas, I stand by what I have said about on the whole those that spend beyond their means are usually on benefits, vey low incomes erratic work history.
We have a CC, never paid a penny interest on it we use it when we buy larger items so just in case shop goes broke, we get our money back.
Enjoy Xmas, but 3 months of it and spending money you don't have, I'd gladly call you a dysfunctional clown.
The above post was me being very open and honest and not aimed at anyone that is genuinely out of work or works hard but circumstances make it hard for them to pay their mortgage/private rent. By 'circumstances' I not referring to self-inflicted circumstances.
NB: Long post, baby is going to wake up, sorry if there are typos, grammar probs and not set out to offend the decent posters here.
Fuck off Lucien, you weird little freak.
I'm not even going to try to explain to a gutless weirdo who I am other than state that I have certainly touched a very raw, a very workshy raw nerve. If the caps fits, WEAR IT weirdo and have the guts to sign in or you too fearful I'll call you out.
We all know who you are, you're not fooling anyone here.
Once a freak, always a fucking freak.
If people concentrated more on the post rather than the poster, who knows, we may even get some intelligent guest posts in Whine....just a thought.
Fair enough Binny my mate. For the sake of clarity, I only questioned the use of the term 'vulgarity' as per my previous post. In the real world at work, there are people that may be a bit quiet but you mention Xmas is even a commercial exercise these days they get wound up.
If I was to be open and frank, Xmas, Easter, Halloween is mostly for the easily led that have little money to spare, and those that usually spend beyond their means are those that refuse to work as it's easier for them and a better lifestyle and on many occasions depending where your home is, these workshy lot are better off as those working hard, paying a mortgage, bills, travel fares, etc, etc have less disposable income than those that have their rents, other money paid. Those with mortgages, on the whole, know where their responsibilities lie.
To be very clear, please do not confuse the minority that are genuinely unemployed.
In education, rather than some BS lessons, IMHO children must be vigorously taught how to manage money, shopping, bills, bills, mortgages and how it pay dividends if you spend wisely and only really borrow money for a mortgage/home and/or businesses and never borrow money for cars/holidays/treats/presents/etc.
My brother has in the past worked for a private carrying out certain assessments and the stories he has told us, EG, generations of families where not a single person has worked in their lives and have a history of having children at the age of 16 and serval of these, different fathers and non of the fathers living there. This kind of behaviour is seen as the norm by the children so it's a vicious circle. With the recent advent of the government being harder on those out of work, sadly many plays the disability route and this, in turn, give the many genuinely disabled a bad press.
My parents are still reminding me and my siblings never to spend beyond your means, save for a rainy day, don't try to run before you can walk, an honest days works can do wonders and honesty, caring and health is wealth. Importantly, looking after your pennies initially does pay big dividends. We wanted a BMW, but we have a Ford Fiesta bought from my parents they had it from new, its 9 years old hardly anything to insure and run but if we had bought a big BMW a few years ago, we'd have next to nothing in the bank and would not have been able to overpay the mortgage.
Yes, I want a bigger, nice house and a bigger, nicer car and a second car, we don't want to work and I don't want my husband leaving home at 6-30 and back 7, 7-30 5/6 days a week but we have been brought up to look after ourselves and contribute towards the country and always remember that even when times are hard money-wise never forget that decent health will always mean you can work. Yes work not in an ideal world but work and progress yourself and when your children grow up they will act as you did.
Back to Xmas, I stand by what I have said about on the whole those that spend beyond their means are usually on benefits, vey low incomes erratic work history.
We have a CC, never paid a penny interest on it we use it when we buy larger items so just in case shop goes broke, we get our money back.
Enjoy Xmas, but 3 months of it and spending money you don't have, I'd gladly call you a dysfunctional clown.
The above post was me being very open and honest and not aimed at anyone that is genuinely out of work or works hard but circumstances make it hard for them to pay their mortgage/private rent. By 'circumstances' I not referring to self-inflicted circumstances.
NB: Long post, baby is going to wake up, sorry if there are typos, grammar probs and not set out to offend the decent posters here.
I take it you personally know a lot of disingenuous workshy people in your real life then.
Fair enough Binny my mate. For the sake of clarity, I only questioned the use of the term 'vulgarity' as per my previous post. In the real world at work, there are people that may be a bit quiet but you mention Xmas is even a commercial exercise these days they get wound up.
If I was to be open and frank, Xmas, Easter, Halloween is mostly for the easily led that have little money to spare, and those that usually spend beyond their means are those that refuse to work as it's easier for them and a better lifestyle and on many occasions depending where your home is, these workshy lot are better off as those working hard, paying a mortgage, bills, travel fares, etc, etc have less disposable income than those that have their rents, other money paid. Those with mortgages, on the whole, know where their responsibilities lie.
To be very clear, please do not confuse the minority that are genuinely unemployed.
In education, rather than some BS lessons, IMHO children must be vigorously taught how to manage money, shopping, bills, bills, mortgages and how it pay dividends if you spend wisely and only really borrow money for a mortgage/home and/or businesses and never borrow money for cars/holidays/treats/presents/etc.
My brother has in the past worked for a private carrying out certain assessments and the stories he has told us, EG, generations of families where not a single person has worked in their lives and have a history of having children at the age of 16 and serval of these, different fathers and non of the fathers living there. This kind of behaviour is seen as the norm by the children so it's a vicious circle. With the recent advent of the government being harder on those out of work, sadly many plays the disability route and this, in turn, give the many genuinely disabled a bad press.
My parents are still reminding me and my siblings never to spend beyond your means, save for a rainy day, don't try to run before you can walk, an honest days works can do wonders and honesty, caring and health is wealth. Importantly, looking after your pennies initially does pay big dividends. We wanted a BMW, but we have a Ford Fiesta bought from my parents they had it from new, its 9 years old hardly anything to insure and run but if we had bought a big BMW a few years ago, we'd have next to nothing in the bank and would not have been able to overpay the mortgage.
Yes, I want a bigger, nice house and a bigger, nicer car and a second car, we don't want to work and I don't want my husband leaving home at 6-30 and back 7, 7-30 5/6 days a week but we have been brought up to look after ourselves and contribute towards the country and always remember that even when times are hard money-wise never forget that decent health will always mean you can work. Yes work not in an ideal world but work and progress yourself and when your children grow up they will act as you did.
Back to Xmas, I stand by what I have said about on the whole those that spend beyond their means are usually on benefits, vey low incomes erratic work history.
We have a CC, never paid a penny interest on it we use it when we buy larger items so just in case shop goes broke, we get our money back.
Enjoy Xmas, but 3 months of it and spending money you don't have, I'd gladly call you a dysfunctional clown.
The above post was me being very open and honest and not aimed at anyone that is genuinely out of work or works hard but circumstances make it hard for them to pay their mortgage/private rent. By 'circumstances' I not referring to self-inflicted circumstances.
NB: Long post, baby is going to wake up, sorry if there are typos, grammar probs and not set out to offend the decent posters here.
I take it you personally know a lot of disingenuous workshy people in your real life then.
He must be fucking drowning in them - odd since the benefit fraud rate (not counting over payment errors) is about 1%.
Compare that to tax evasion by the great and the good.
__________________
Simple. You, you're the threads. But me, I'm the rope.
Mate, the government has websites for reporting benefit and housing fraud and that is a fact.
The gov also has sites to report those cheating the tax and vat system.
The gov also as systems in place to report car tax, insurance/etc evasion.
The gov also has sytems in place to report slavery, illegal immigration.
So mate, if you are passionate about those that evade taxes, report them, simples!
__________________
Being honest with yourself and fair to others is a trait that all decent people have. Begrudging others for their hard work and trying to undermine them often results in Karma. If the cap fits, WEAR IT.
Try and remember the advice I gave you yesterday and don't rise to the bait.
😎
JD, please take note of the orders and ignore them at your peril. History shows if you do not follow the posters orders, you will be
BANNED.
Edited to add the following:
JD, really, really, really sorry as I forgot. Please ignore my previous recommendation as the poster I refer to
is now impotent and CANNOT and I reiterate, CANNOT ban you and that is a fact
ROFLMAO
-- Edited by Shameless on Monday 28th of October 2019 02:45:02 PM
__________________
Being honest with yourself and fair to others is a trait that all decent people have. Begrudging others for their hard work and trying to undermine them often results in Karma. If the cap fits, WEAR IT.