Most of our first time home buyers go through FHA, which is programs that allows for 3% down. And there are local incentives that can pay for most of that too..
The down payment can be daunting but it you're realistic you need about 3% of $350K..
Assuming you can make the payment.
3% down doesn't sound that bad to be honest.
Don't know what it is like over there but here FTB get priced out of new homes not only due to inflated prices but also investors being able to pay more than them, even above asking price. They then rent back the property to individuals at a monthly payment which would gave been higher than their mortgage payment had they been able to secure the property. The whole thing is wild and youngsters get trapped in a vicious cycle.
If we could sort fairness out in the property market I think a lot of social tension would vanish.
Most of our first time home buyers go through FHA, which is programs that allows for 3% down. And there are local incentives that can pay for most of that too..
The down payment can be daunting but it you're realistic you need about 3% of $350K..
Assuming you can make the payment.
3% down doesn't sound that bad to be honest.
Don't know what it is like over there but here FTB get priced out of new homes not only due to inflated prices but also investors being able to pay more than them, even above asking price. They then rent back the property to individuals at a monthly payment which would gave been higher than their mortgage payment had they been able to secure the property. The whole thing is wild and youngsters get trapped in a vicious cycle.
If we could sort fairness out in the property market I think a lot of social tension would vanish.
We had a problem with institutional buyers, at least hear in Texas.
But building here is fairly simple and when demand spikes we usually can create the supply to offset it. We are still building left and right. At least half my assignments are new construction..
To guests and Vam...you can always join the forum. It's no hardship for us to approve your posts, but sometimes you have to wait hours when neither Digs nor myself are online.
Oops - sorry, Syl! I’ve just seen this while scrolling back through this thread.
Can‘t believe it’s been 5 years since I was banned from Dogs, and you & Diggs gave me house room to guest post here while I was stuck abroad during COVID.
FWIW, I‘ll definitely finally sign up in the next couple of days
So, Elon "I'm here to save Western Civilization" Musk has had another child in secret with Conservative influencer, Ashley St Clair. Conservative Americans on Twitter appear cool with this.
This is the man America appear to have entrusted with their sensitive information. A man who takes multiple handouts from the Government, and has multiple children with multiple women. If this was a poor black bloke from Alabama I wonder what Conservatives on Twitter would be calling him....
So, Elon "I'm here to save Western Civilization" Musk has had another child in secret with Conservative influencer, Ashley St Clair. Conservative Americans on Twitter appear cool with this.
This is the man America appear to have entrusted with their sensitive information. A man who takes multiple handouts from the Government, and has multiple children with multiple women. If this was a poor black bloke from Alabama I wonder what Conservatives on Twitter would be calling him....
He's pulled ahead of Nick Cannon (by 2 I think).
Maybe "pulled" isn't the right word in this case..
To guests and Vam...you can always join the forum. It's no hardship for us to approve your posts, but sometimes you have to wait hours when neither Digs nor myself are online.
Oops - sorry, Syl! I’ve just seen this while scrolling back through this thread.
Can‘t believe it’s been 5 years since I was banned from Dogs, and you & Diggs gave me house room to guest post here while I was stuck abroad during COVID.
FWIW, I‘ll definitely finally sign up in the next couple of days
Drop a post on here if you do so that I can activate you. Due to problems with Activeboard at the moment new members are confined to the Whine.
To guests and Vam...you can always join the forum. It's no hardship for us to approve your posts, but sometimes you have to wait hours when neither Digs nor myself are online.
Oops - sorry, Syl! I’ve just seen this while scrolling back through this thread.
Can‘t believe it’s been 5 years since I was banned from Dogs, and you & Diggs gave me house room to guest post here while I was stuck abroad during COVID.
FWIW, I‘ll definitely finally sign up in the next couple of days
Drop a post on here if you do so that I can activate you. Due to problems with Activeboard at the moment new members are confined to the Whine.
Done. Thanks!
(gutted I won’t be able to access the Super Sekrit Whining, tho )
So, Elon "I'm here to save Western Civilization" Musk has had another child in secret with Conservative influencer, Ashley St Clair. Conservative Americans on Twitter appear cool with this.
This is the man America appear to have entrusted with their sensitive information. A man who takes multiple handouts from the Government, and has multiple children with multiple women. If this was a poor black bloke from Alabama I wonder what Conservatives on Twitter would be calling him....
He's pulled ahead of Nick Cannon (by 2 I think).
Maybe "pulled" isn't the right word in this case..
Loool - "I promise I will pull out" is the oldest trick in the book.
I see that the economic super-genius, the Argentinian president, Javier Milei who has been repeatedly hyped up by Elon Musk is now in a bit of trouble. Apparently he was involved in promoting a crypto meme coin rug pull which has been ordinary investors lose huge amounts of money while he has vastlt profited. At this point the ultra-rich as just laughing in our faces as they take everything we have. No wonder Musk wants to get to Mars along with his other billionaire mates once they have looted this planet.
To guests and Vam...you can always join the forum. It's no hardship for us to approve your posts, but sometimes you have to wait hours when neither Digs nor myself are online.
Oops - sorry, Syl! I’ve just seen this while scrolling back through this thread.
Can‘t believe it’s been 5 years since I was banned from Dogs, and you & Diggs gave me house room to guest post here while I was stuck abroad during COVID.
FWIW, I‘ll definitely finally sign up in the next couple of days
Drop a post on here if you do so that I can activate you. Due to problems with Activeboard at the moment new members are confined to the Whine.
Done. Thanks!
(gutted I won’t be able to access the Super Sekrit Whining, tho )
Sorry to disrupt the Elon thread...just to say, the majority of Whining has always been in done in, well...Whine.
The closed part of the forum, where members have always had access, is pretty quiet nowadays, we had too few members, so most of the new topics have been posted in this open part so guests could contribute if they wanted to.
So, Elon "I'm here to save Western Civilization" Musk has had another child in secret with Conservative influencer, Ashley St Clair. Conservative Americans on Twitter appear cool with this.
This is the man America appear to have entrusted with their sensitive information. A man who takes multiple handouts from the Government, and has multiple children with multiple women. If this was a poor black bloke from Alabama I wonder what Conservatives on Twitter would be calling him....
He's pulled ahead of Nick Cannon (by 2 I think).
Maybe "pulled" isn't the right word in this case..
Loool - "I promise I will pull out" is the oldest trick in the book.
I see that the economic super-genius, the Argentinian president, Javier Milei who has been repeatedly hyped up by Elon Musk is now in a bit of trouble. Apparently he was involved in promoting a crypto meme coin rug pull which has been ordinary investors lose huge amounts of money while he has vastlt profited. At this point the ultra-rich as just laughing in our faces as they take everything we have. No wonder Musk wants to get to Mars along with his other billionaire mates once they have looted this planet.
Milei will always be in trouble because he's bringing fiscal responsibility to a country that's never tried anything like that before.
But he is making headway in spite of the opposition so firmly entrenched in the status quo.
To guests and Vam...you can always join the forum. It's no hardship for us to approve your posts, but sometimes you have to wait hours when neither Digs nor myself are online.
Oops - sorry, Syl! I’ve just seen this while scrolling back through this thread.
Can‘t believe it’s been 5 years since I was banned from Dogs, and you & Diggs gave me house room to guest post here while I was stuck abroad during COVID.
FWIW, I‘ll definitely finally sign up in the next couple of days
Drop a post on here if you do so that I can activate you. Due to problems with Activeboard at the moment new members are confined to the Whine.
Done. Thanks!
(gutted I won’t be able to access the Super Sekrit Whining, tho )
Sorry to disrupt the Elon thread...just to say, the majority of Whining has always been in done in, well...Whine.
The closed part of the forum, where members have always had access, is pretty quiet nowadays, we had too few members, so most of the new topics have been posted in this open part so guests could contribute if they wanted to.
Back to Elon....
I know But I was just kidding, Syl. I remember seeing folks having a laugh about the ‘Sekrit’ members-only part of the forum.
Thanks again for having me. Not sure about the avi protocol here. Dogs used to insist on avis. If you‘d like me to have one, could you guys please choose one for me? (and please be kind! )
So, Elon "I'm here to save Western Civilization" Musk has had another child in secret with Conservative influencer, Ashley St Clair. Conservative Americans on Twitter appear cool with this.
This is the man America appear to have entrusted with their sensitive information. A man who takes multiple handouts from the Government, and has multiple children with multiple women. If this was a poor black bloke from Alabama I wonder what Conservatives on Twitter would be calling him....
He's pulled ahead of Nick Cannon (by 2 I think).
Maybe "pulled" isn't the right word in this case..
Loool - "I promise I will pull out" is the oldest trick in the book.
I see that the economic super-genius, the Argentinian president, Javier Milei who has been repeatedly hyped up by Elon Musk is now in a bit of trouble. Apparently he was involved in promoting a crypto meme coin rug pull which has been ordinary investors lose huge amounts of money while he has vastlt profited. At this point the ultra-rich as just laughing in our faces as they take everything we have. No wonder Musk wants to get to Mars along with his other billionaire mates once they have looted this planet.
Milei’s batshit bed head haircut is grounds for impeachment!
So, Elon "I'm here to save Western Civilization" Musk has had another child in secret with Conservative influencer, Ashley St Clair. Conservative Americans on Twitter appear cool with this.
This is the man America appear to have entrusted with their sensitive information. A man who takes multiple handouts from the Government, and has multiple children with multiple women. If this was a poor black bloke from Alabama I wonder what Conservatives on Twitter would be calling him....
He's pulled ahead of Nick Cannon (by 2 I think).
Maybe "pulled" isn't the right word in this case..
Loool - "I promise I will pull out" is the oldest trick in the book.
I see that the economic super-genius, the Argentinian president, Javier Milei who has been repeatedly hyped up by Elon Musk is now in a bit of trouble. Apparently he was involved in promoting a crypto meme coin rug pull which has been ordinary investors lose huge amounts of money while he has vastlt profited. At this point the ultra-rich as just laughing in our faces as they take everything we have. No wonder Musk wants to get to Mars along with his other billionaire mates once they have looted this planet.
And I can't find anything suggesting he profited..He promotes a lot of Argentinian business ventures on his page as a way of promoting homegrown endeavors. This one didn't pan out..It's crypto and that's how those things go.
The folks coming for Milei are the same incompetent fools that made Argentinia the corrupt, broke, economic laughing stock of the western hemisphere, right behind Venezuela..
And I can't find anything suggesting he profited..He promotes a lot of Argentinian business ventures on his page as a way of promoting homegrown endeavors. This one didn't pan out..It's crypto and that's how those things go.
The folks coming for Milei are the same incompetent fools that made Argentinia the corrupt, broke, economic laughing stock of the western hemisphere, right behind Venezuela..
Apparently he put out a Twitter post shortly before the launch promoting it, which is why a lot of crypto traders invested heavily. To be fair, I haven't seen the post either.
If he has promoted it knowing it is a rug pull then that's daylight robbery of ordinary investors. Crypto is obviously high risk but insider trading rigs the market.
And I can't find anything suggesting he profited..He promotes a lot of Argentinian business ventures on his page as a way of promoting homegrown endeavors. This one didn't pan out..It's crypto and that's how those things go.
The folks coming for Milei are the same incompetent fools that made Argentinia the corrupt, broke, economic laughing stock of the western hemisphere, right behind Venezuela..
Apparently he put out a Twitter post shortly before the launch promoting it, which is why a lot of crypto traders invested heavily. To be fair, I haven't seen the post either.
If he has promoted it knowing it is a rug pull then that's daylight robbery of ordinary investors. Crypto is obviously high risk but insider trading rigs the market.
But he "promotes" a lot of stuff. I think he realized this was probably a bad idea and deleted the post. Now, if he personally profited he's likely in trouble.
The cyber truck has been banned in the UK which means it will soon be banned in the rest of Europe too as we have pretty much the same safety standards.
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Machines were mice and men were lions once upon a time. But now that it's the opposite it's twice upon a time.